Flowers are spectacular, though I have not seen them bloom here. In spring to summer (according to most references though I have seen them in SD blooming in winter) the flowers emerge out of the canopy on 15 foot drooping inflorescences, yellow over all color, monoecious. This large one is on the campus of Cal Poly SLO.
Fruit are round, maturing brown.
The leaf bases are quite thin, though they don't seem like they should be.
One of several specimens at the UC Berkeley BG.
Misidentification:
Unless its really small, not likely. However we do have a lot of Chamaerops humilis around that when young look somewhat like these but have much smaller leaves. Look for the yellow spines.
Location:
Santa Cruz
Riverside Drive and San Lorenzo- though they were recently pruned and have few leaves left they should look better in the coming years.
Soquel Drive and Mission at the Robobank at the corner. Beautiful smaller specimens.